Call reports 2015
TEMPLETON SAVINGS BANK — 2015
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 121,158,000 | 116,647,000 | 115,506,000 | 115,874,000 |
| Total loans | 76,122,000 | 77,625,000 | 80,155,000 | 81,843,000 |
| Allowance for loan losses | 1,227,000 | 1,248,000 | 1,270,000 | 1,279,000 |
| Securities available for sale | 11,895,000 | 11,786,000 | 10,002,000 | 13,912,000 |
| Securities held to maturity | 20,310,000 | 19,463,000 | 19,461,000 | 13,452,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,346,000 | 100,399,000 | 98,950,000 | 99,308,000 |
| Interest-bearing deposits | 80,247,000 | 79,212,000 | 79,748,000 | 77,860,000 |
| Noninterest-bearing deposits | 21,099,000 | 21,187,000 | 19,202,000 | 21,448,000 |
| Equity capital | 15,547,000 | 15,662,000 | 15,953,000 | 15,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,033,000 | 2,094,000 | 3,166,000 | 4,239,000 |
| Interest expense | 85,000 | 171,000 | 246,000 | 324,000 |
| Net interest income | 948,000 | 1,923,000 | 2,920,000 | 3,915,000 |
| Noninterest income | 82,000 | 177,000 | 257,000 | 334,000 |
| Noninterest expense | 541,000 | 1,100,000 | 1,637,000 | 2,249,000 |
| Provision for loan losses | 20,000 | 39,000 | 70,000 | 77,000 |
| Pretax income | 469,000 | 961,000 | 1,470,000 | 1,923,000 |
| Income tax | 164,000 | 327,000 | 499,000 | 669,000 |
| Net income | 305,000 | 634,000 | 971,000 | 1,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,468,000 | 13,649,000 | 13,842,000 | 13,937,000 |
| Total capital | 14,454,000 | 14,704,000 | 14,901,000 | 15,010,000 |
| Risk-weighted assets | 78,643,000 | 84,251,000 | 84,511,000 | 85,628,000 |