Call reports 2014
TEMPLETON SAVINGS BANK — 2014
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 122,768,000 | 121,287,000 | 117,609,000 | 118,427,000 |
| Total loans | 76,541,000 | 77,030,000 | 78,363,000 | 79,323,000 |
| Allowance for loan losses | 1,141,000 | 1,162,000 | 1,183,000 | 1,205,000 |
| Securities available for sale | 12,883,000 | 14,059,000 | 14,016,000 | 13,164,000 |
| Securities held to maturity | 20,170,000 | 20,336,000 | 20,333,000 | 20,313,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,543,000 | 100,541,000 | 96,734,000 | 95,347,000 |
| Interest-bearing deposits | 84,871,000 | 82,427,000 | 79,089,000 | 76,704,000 |
| Noninterest-bearing deposits | 17,672,000 | 18,114,000 | 17,645,000 | 18,643,000 |
| Equity capital | 14,149,000 | 14,742,000 | 14,885,000 | 15,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,056,000 | 2,115,000 | 3,183,000 | 4,267,000 |
| Interest expense | 91,000 | 180,000 | 271,000 | 360,000 |
| Net interest income | 965,000 | 1,935,000 | 2,912,000 | 3,907,000 |
| Noninterest income | 83,000 | 178,000 | 271,000 | 343,000 |
| Noninterest expense | 566,000 | 1,131,000 | 1,704,000 | 2,281,000 |
| Provision for loan losses | 20,000 | 39,000 | 58,000 | 78,000 |
| Pretax income | 462,000 | 943,000 | 1,421,000 | 1,891,000 |
| Income tax | 154,000 | 316,000 | 479,000 | 630,000 |
| Net income | 308,000 | 627,000 | 942,000 | 1,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,377,000 | 12,864,000 | 13,047,000 | 13,175,000 |
| Total capital | 13,383,000 | 13,872,000 | 14,062,000 | 14,198,000 |
| Risk-weighted assets | 80,350,000 | 80,517,000 | 81,026,000 | 81,783,000 |