Call reports 2013
TEMPLETON SAVINGS BANK — 2013
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 118,978,000 | 114,379,000 | 117,541,000 | 119,726,000 |
| Total loans | 67,509,000 | 72,969,000 | 75,254,000 | 81,790,000 |
| Allowance for loan losses | 1,053,000 | 1,078,000 | 1,097,000 | 1,119,000 |
| Securities available for sale | 34,543,000 | 16,834,000 | 16,754,000 | 12,581,000 |
| Securities held to maturity | 5,506,000 | 19,795,000 | 19,792,000 | 19,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,651,000 | 93,012,000 | 93,675,000 | 92,109,000 |
| Interest-bearing deposits | 78,262,000 | 76,619,000 | 77,455,000 | 74,759,000 |
| Noninterest-bearing deposits | 19,388,000 | 16,393,000 | 16,220,000 | 17,350,000 |
| Equity capital | 13,028,000 | 12,884,000 | 13,028,000 | 13,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,074,000 | 3,133,000 | 4,224,000 |
| Interest expense | 118,000 | 228,000 | 332,000 | 435,000 |
| Net interest income | 918,000 | 1,846,000 | 2,801,000 | 3,789,000 |
| Noninterest income | 83,000 | 178,000 | 259,000 | 340,000 |
| Noninterest expense | 505,000 | 1,013,000 | 1,531,000 | 2,108,000 |
| Provision for loan losses | 20,000 | 39,000 | 59,000 | 78,000 |
| Pretax income | 476,000 | 972,000 | 1,470,000 | 1,943,000 |
| Income tax | 160,000 | 324,000 | 498,000 | 657,000 |
| Net income | 316,000 | 648,000 | 972,000 | 1,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,938,000 | 11,139,000 | 11,332,000 | 11,930,000 |
| Total capital | 11,847,000 | 12,094,000 | 12,316,000 | 12,981,000 |
| Risk-weighted assets | 72,685,000 | 76,265,000 | 78,622,000 | 84,001,000 |