Call reports 2012
TEMPLETON SAVINGS BANK — 2012
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 105,337,000 | 104,999,000 | 108,509,000 | 112,923,000 |
| Total loans | 62,439,000 | 64,678,000 | 65,333,000 | 73,063,000 |
| Allowance for loan losses | 974,000 | 1,001,000 | 1,016,000 | 1,037,000 |
| Securities available for sale | 28,920,000 | 28,709,000 | 30,165,000 | 28,145,000 |
| Securities held to maturity | 5,848,000 | 5,533,000 | 5,530,000 | 5,509,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,927,000 | 86,375,000 | 89,552,000 | 89,817,000 |
| Interest-bearing deposits | 71,692,000 | 71,186,000 | 72,020,000 | 71,999,000 |
| Noninterest-bearing deposits | 15,235,000 | 15,189,000 | 17,532,000 | 17,818,000 |
| Equity capital | 12,253,000 | 12,480,000 | 12,799,000 | 12,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,019,000 | 2,063,000 | 3,097,000 | 4,157,000 |
| Interest expense | 146,000 | 290,000 | 425,000 | 553,000 |
| Net interest income | 873,000 | 1,773,000 | 2,672,000 | 3,604,000 |
| Noninterest income | 86,000 | 191,000 | 275,000 | 360,000 |
| Noninterest expense | 498,000 | 1,005,000 | 1,474,000 | 2,063,000 |
| Provision for loan losses | 19,000 | 39,000 | 58,000 | 78,000 |
| Pretax income | 442,000 | 922,000 | 1,418,000 | 1,826,000 |
| Income tax | 153,000 | 316,000 | 488,000 | 615,000 |
| Net income | 289,000 | 606,000 | 930,000 | 1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,130,000 | 10,316,000 | 10,641,000 | 10,621,000 |
| Total capital | 10,956,000 | 11,166,000 | 11,507,000 | 11,575,000 |
| Risk-weighted assets | 65,916,000 | 67,819,000 | 69,153,000 | 76,198,000 |