Call reports 2011
TEMPLETON SAVINGS BANK — 2011
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 91,327,000 | 91,769,000 | 93,484,000 | 94,498,000 |
| Total loans | 55,093,000 | 57,211,000 | 59,926,000 | 63,585,000 |
| Allowance for loan losses | 925,000 | 944,000 | 964,000 | 959,000 |
| Securities available for sale | 20,961,000 | 23,356,000 | 19,152,000 | 18,497,000 |
| Securities held to maturity | 5,690,000 | 5,876,000 | 5,872,000 | 5,852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,598,000 | 73,945,000 | 75,462,000 | 76,161,000 |
| Interest-bearing deposits | 61,737,000 | 62,335,000 | 62,688,000 | 62,409,000 |
| Noninterest-bearing deposits | 11,861,000 | 11,610,000 | 12,774,000 | 13,752,000 |
| Equity capital | 11,612,000 | 11,661,000 | 11,970,000 | 12,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 986,000 | 2,029,000 | 3,084,000 | 4,125,000 |
| Interest expense | 173,000 | 344,000 | 510,000 | 664,000 |
| Net interest income | 813,000 | 1,685,000 | 2,574,000 | 3,461,000 |
| Noninterest income | 96,000 | 219,000 | 313,000 | 411,000 |
| Noninterest expense | 489,000 | 979,000 | 1,469,000 | 1,968,000 |
| Provision for loan losses | 20,000 | 39,000 | 58,000 | 78,000 |
| Pretax income | 400,000 | 886,000 | 1,364,000 | 1,852,000 |
| Income tax | 142,000 | 311,000 | 474,000 | 625,000 |
| Net income | 258,000 | 575,000 | 890,000 | 1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,616,000 | 9,491,000 | 9,806,000 | 9,842,000 |
| Total capital | 10,337,000 | 10,232,000 | 10,581,000 | 10,657,000 |
| Risk-weighted assets | 57,511,000 | 59,039,000 | 61,788,000 | 65,050,000 |