Call reports 2010
TEMPLETON SAVINGS BANK — 2010
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 86,775,000 | 90,356,000 | 86,365,000 | 87,848,000 |
| Total loans | 55,926,000 | 56,379,000 | 57,857,000 | 59,854,000 |
| Allowance for loan losses | 852,000 | 875,000 | 899,000 | 924,000 |
| Securities available for sale | 19,482,000 | 17,484,000 | 17,290,000 | 17,018,000 |
| Securities held to maturity | 5,600,000 | 5,718,000 | 5,714,000 | 5,694,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,783,000 | 68,807,000 | 68,702,000 | 68,048,000 |
| Interest-bearing deposits | 59,378,000 | 59,918,000 | 59,726,000 | 57,984,000 |
| Noninterest-bearing deposits | 9,405,000 | 8,889,000 | 8,976,000 | 10,064,000 |
| Equity capital | 10,976,000 | 11,193,000 | 11,470,000 | 11,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,052,000 | 2,106,000 | 3,159,000 | 4,231,000 |
| Interest expense | 235,000 | 462,000 | 677,000 | 862,000 |
| Net interest income | 817,000 | 1,644,000 | 2,482,000 | 3,369,000 |
| Noninterest income | 104,000 | 215,000 | 307,000 | 401,000 |
| Noninterest expense | 463,000 | 935,000 | 1,413,000 | 1,898,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 434,000 | 879,000 | 1,316,000 | 1,788,000 |
| Income tax | 149,000 | 304,000 | 466,000 | 604,000 |
| Net income | 285,000 | 575,000 | 850,000 | 1,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,861,000 | 9,016,000 | 9,292,000 | 9,358,000 |
| Total capital | 9,609,000 | 9,747,000 | 10,031,000 | 10,120,000 |
| Risk-weighted assets | 59,743,000 | 58,360,000 | 58,939,000 | 60,783,000 |