Call reports 2009
TEMPLETON SAVINGS BANK — 2009
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 82,263,000 | 83,797,000 | 83,518,000 | 85,311,000 |
| Total loans | 54,290,000 | 56,408,000 | 56,028,000 | 58,273,000 |
| Allowance for loan losses | 736,000 | 756,000 | 816,000 | 824,000 |
| Securities available for sale | 16,611,000 | 17,055,000 | 18,041,000 | 14,942,000 |
| Securities held to maturity | 2,169,000 | 2,915,000 | 3,587,000 | 4,107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,122,000 | 66,579,000 | 66,160,000 | 67,933,000 |
| Interest-bearing deposits | 55,652,000 | 56,373,000 | 57,512,000 | 58,625,000 |
| Noninterest-bearing deposits | 9,470,000 | 10,206,000 | 8,648,000 | 9,308,000 |
| Equity capital | 10,453,000 | 10,628,000 | 10,705,000 | 10,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,102,000 | 2,205,000 | 3,314,000 | 4,417,000 |
| Interest expense | 337,000 | 653,000 | 949,000 | 1,213,000 |
| Net interest income | 765,000 | 1,552,000 | 2,365,000 | 3,204,000 |
| Noninterest income | 76,000 | 172,000 | 248,000 | 330,000 |
| Noninterest expense | 466,000 | 1,007,000 | 1,493,000 | 1,989,000 |
| Provision for loan losses | 30,000 | 70,000 | 130,000 | 158,000 |
| Pretax income | 345,000 | 647,000 | 990,000 | 1,369,000 |
| Income tax | 119,000 | 219,000 | 342,000 | 473,000 |
| Net income | 226,000 | 428,000 | 648,000 | 896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,276,000 | 8,478,000 | 8,563,000 | 8,576,000 |
| Total capital | 9,000,000 | 9,228,000 | 9,313,000 | 9,354,000 |
| Risk-weighted assets | 57,900,000 | 59,974,000 | 59,943,000 | 62,214,000 |