Call reports 2008
TEMPLETON SAVINGS BANK — 2008
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 79,649,000 | 79,362,000 | 77,832,000 | 77,585,000 |
| Total loans | 54,399,000 | 54,261,000 | 54,393,000 | 55,539,000 |
| Allowance for loan losses | 660,000 | 675,000 | 724,000 | 706,000 |
| Securities available for sale | 15,694,000 | 16,346,000 | 16,415,000 | 13,720,000 |
| Securities held to maturity | 750,000 | 1,572,000 | 1,571,000 | 1,553,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,815,000 | 62,707,000 | 58,982,000 | 60,095,000 |
| Interest-bearing deposits | 53,935,000 | 54,335,000 | 50,556,000 | 50,998,000 |
| Noninterest-bearing deposits | 8,880,000 | 8,372,000 | 8,426,000 | 9,097,000 |
| Equity capital | 9,975,000 | 9,962,000 | 10,101,000 | 10,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,401,000 | 3,584,000 | 4,759,000 |
| Interest expense | 535,000 | 1,032,000 | 1,470,000 | 1,861,000 |
| Net interest income | 673,000 | 1,369,000 | 2,114,000 | 2,898,000 |
| Noninterest income | 85,000 | 162,000 | 247,000 | 322,000 |
| Noninterest expense | 450,000 | 913,000 | 1,390,000 | 1,878,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 286,000 | 589,000 | 943,000 | 1,315,000 |
| Income tax | 96,000 | 190,000 | 312,000 | 472,000 |
| Net income | 190,000 | 399,000 | 631,000 | 843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,733,000 | 7,942,000 | 8,039,000 | 8,050,000 |
| Total capital | 8,393,000 | 8,617,000 | 8,758,000 | 8,756,000 |
| Risk-weighted assets | 57,294,000 | 57,214,000 | 57,512,000 | 58,039,000 |