Call reports 2007
TEMPLETON SAVINGS BANK — 2007
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 72,222,000 | 73,147,000 | 74,094,000 | 75,832,000 |
| Total loans | 53,341,000 | 54,733,000 | 55,384,000 | 56,347,000 |
| Allowance for loan losses | 607,000 | 612,000 | 643,000 | 639,000 |
| Securities available for sale | 12,025,000 | 11,986,000 | 12,151,000 | 12,277,000 |
| Securities held to maturity | 924,000 | 918,000 | 918,000 | 751,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,212,000 | 55,556,000 | 56,953,000 | 57,561,000 |
| Interest-bearing deposits | 49,085,000 | 48,763,000 | 48,798,000 | 49,135,000 |
| Noninterest-bearing deposits | 7,127,000 | 6,793,000 | 8,155,000 | 8,426,000 |
| Equity capital | 9,306,000 | 9,466,000 | 9,628,000 | 9,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,143,000 | 2,330,000 | 3,551,000 | 4,781,000 |
| Interest expense | 500,000 | 1,030,000 | 1,576,000 | 2,112,000 |
| Net interest income | 643,000 | 1,300,000 | 1,975,000 | 2,669,000 |
| Noninterest income | 86,000 | 166,000 | 242,000 | 326,000 |
| Noninterest expense | 487,000 | 933,000 | 1,377,000 | 1,835,000 |
| Provision for loan losses | 30,000 | 66,000 | 106,000 | 136,000 |
| Pretax income | 212,000 | 467,000 | 734,000 | 997,000 |
| Income tax | 69,000 | 140,000 | 208,000 | 350,000 |
| Net income | 143,000 | 327,000 | 526,000 | 647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,334,000 | 7,519,000 | 7,582,000 | 7,569,000 |
| Total capital | 7,941,000 | 8,131,000 | 8,225,000 | 8,208,000 |
| Risk-weighted assets | 55,125,000 | 56,669,000 | 57,664,000 | 58,430,000 |