Call reports 2006
TEMPLETON SAVINGS BANK — 2006
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 70,941,000 | 74,494,000 | 73,519,000 | 73,437,000 |
| Total loans | 51,808,000 | 55,157,000 | 55,107,000 | 54,681,000 |
| Allowance for loan losses | 647,000 | 667,000 | 697,000 | 577,000 |
| Securities available for sale | 13,184,000 | 13,100,000 | 11,922,000 | 11,972,000 |
| Securities held to maturity | 1,137,000 | 1,116,000 | 1,116,000 | 929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,775,000 | 55,994,000 | 55,183,000 | 55,266,000 |
| Interest-bearing deposits | 49,892,000 | 50,410,000 | 48,055,000 | 48,220,000 |
| Noninterest-bearing deposits | 5,883,000 | 5,584,000 | 7,128,000 | 7,046,000 |
| Equity capital | 8,806,000 | 8,902,000 | 9,111,000 | 9,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,035,000 | 2,137,000 | 3,295,000 | 4,407,000 |
| Interest expense | 379,000 | 813,000 | 1,318,000 | 1,832,000 |
| Net interest income | 656,000 | 1,324,000 | 1,977,000 | 2,575,000 |
| Noninterest income | 75,000 | 151,000 | 236,000 | 316,000 |
| Noninterest expense | 424,000 | 877,000 | 1,302,000 | 1,720,000 |
| Provision for loan losses | 5,000 | 25,000 | 56,000 | 86,000 |
| Pretax income | 302,000 | 573,000 | 855,000 | 1,085,000 |
| Income tax | 80,000 | 204,000 | 274,000 | 377,000 |
| Net income | 222,000 | 369,000 | 581,000 | 708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,975,000 | 7,122,000 | 7,199,000 | 7,191,000 |
| Total capital | 7,622,000 | 7,789,000 | 7,896,000 | 7,768,000 |
| Risk-weighted assets | 53,739,000 | 57,245,000 | 57,053,000 | 56,723,000 |