Call reports 2005
TEMPLETON SAVINGS BANK — 2005
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 54,609,000 | 54,804,000 | 72,600,000 | 73,077,000 |
| Total loans | 35,626,000 | 38,008,000 | 53,189,000 | 53,217,000 |
| Allowance for loan losses | 645,000 | 646,000 | 646,000 | 646,000 |
| Securities available for sale | 15,226,000 | 13,505,000 | 13,348,000 | 13,274,000 |
| Securities held to maturity | 1,177,000 | 1,164,000 | 1,164,000 | 1,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,904,000 | 41,045,000 | 56,487,000 | 58,057,000 |
| Interest-bearing deposits | 38,229,000 | 36,595,000 | 50,423,000 | 51,943,000 |
| Noninterest-bearing deposits | 3,675,000 | 4,450,000 | 6,064,000 | 6,114,000 |
| Equity capital | 8,419,000 | 8,675,000 | 8,553,000 | 8,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,534,000 | 2,462,000 | 3,591,000 |
| Interest expense | 187,000 | 390,000 | 658,000 | 1,015,000 |
| Net interest income | 565,000 | 1,144,000 | 1,804,000 | 2,576,000 |
| Noninterest income | 5,000 | 13,000 | 23,000 | 34,000 |
| Noninterest expense | 341,000 | 703,000 | 1,166,000 | 1,659,000 |
| Provision for loan losses | 0 | 17,000 | 17,000 | 22,000 |
| Pretax income | 229,000 | 417,000 | 624,000 | 909,000 |
| Income tax | 98,000 | 196,000 | 294,000 | 313,000 |
| Net income | 131,000 | 221,000 | 330,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,656,000 | 8,527,000 | 6,594,000 | 6,752,000 |
| Total capital | 9,121,000 | 9,017,000 | 7,240,000 | 7,398,000 |
| Risk-weighted assets | 37,067,000 | 39,068,000 | 55,385,000 | 55,366,000 |