Call reports 2004
TEMPLETON SAVINGS BANK — 2004
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 54,258,000 | 53,955,000 | 52,388,000 | 53,782,000 |
| Total loans | 32,317,000 | 32,279,000 | 34,027,000 | 35,592,000 |
| Allowance for loan losses | 622,000 | 622,000 | 644,000 | 645,000 |
| Securities available for sale | 19,387,000 | 18,851,000 | 15,596,000 | 15,489,000 |
| Securities held to maturity | 917,000 | 904,000 | 903,000 | 886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,092,000 | 39,808,000 | 39,540,000 | 40,199,000 |
| Interest-bearing deposits | 36,024,000 | 36,081,000 | 35,569,000 | 35,156,000 |
| Noninterest-bearing deposits | 4,068,000 | 3,727,000 | 3,971,000 | 5,043,000 |
| Equity capital | 8,429,000 | 8,257,000 | 8,473,000 | 8,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 735,000 | 1,474,000 | 2,220,000 | 2,965,000 |
| Interest expense | 176,000 | 350,000 | 528,000 | 703,000 |
| Net interest income | 559,000 | 1,124,000 | 1,692,000 | 2,262,000 |
| Noninterest income | 7,000 | 14,000 | 28,000 | 36,000 |
| Noninterest expense | 322,000 | 634,000 | 951,000 | 1,294,000 |
| Provision for loan losses | 0 | 6,000 | 32,000 | 32,000 |
| Pretax income | 336,000 | 592,000 | 835,000 | 1,069,000 |
| Income tax | 103,000 | 215,000 | 309,000 | 370,000 |
| Net income | 233,000 | 377,000 | 526,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,328,000 | 8,473,000 | 8,487,000 | 8,525,000 |
| Total capital | 8,769,000 | 8,912,000 | 8,939,000 | 8,993,000 |
| Risk-weighted assets | 35,090,000 | 35,014,000 | 35,951,000 | 37,264,000 |