Call reports 2003
TEMPLETON SAVINGS BANK — 2003
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 51,647,000 | 51,944,000 | 52,357,000 | 54,335,000 |
| Total loans | 30,239,000 | 30,519,000 | 31,996,000 | 33,130,000 |
| Allowance for loan losses | 578,000 | 597,000 | 597,000 | 616,000 |
| Securities available for sale | 15,815,000 | 13,806,000 | 17,660,000 | 18,599,000 |
| Securities held to maturity | 706,000 | 693,000 | 683,000 | 657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,140,000 | 38,370,000 | 37,845,000 | 40,615,000 |
| Interest-bearing deposits | 34,250,000 | 34,926,000 | 34,388,000 | 36,246,000 |
| Noninterest-bearing deposits | 3,890,000 | 3,444,000 | 3,457,000 | 4,369,000 |
| Equity capital | 8,996,000 | 9,124,000 | 9,100,000 | 9,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,489,000 | 2,216,000 | 2,974,000 |
| Interest expense | 234,000 | 459,000 | 660,000 | 845,000 |
| Net interest income | 518,000 | 1,030,000 | 1,556,000 | 2,129,000 |
| Noninterest income | 12,000 | 20,000 | 29,000 | 38,000 |
| Noninterest expense | 306,000 | 614,000 | 929,000 | 1,254,000 |
| Provision for loan losses | 41,000 | 41,000 | 41,000 | 66,000 |
| Pretax income | 205,000 | 417,000 | 635,000 | 876,000 |
| Income tax | 82,000 | 165,000 | 247,000 | 302,000 |
| Net income | 123,000 | 252,000 | 388,000 | 574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,814,000 | 8,943,000 | 9,004,000 | 9,003,000 |
| Total capital | 9,225,000 | 9,357,000 | 9,440,000 | 9,454,000 |
| Risk-weighted assets | 32,687,000 | 32,964,000 | 34,665,000 | 35,842,000 |