Call reports 2002
TEMPLETON SAVINGS BANK — 2002
What TEMPLETON SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 48,227,000 | 48,106,000 | 49,637,000 | 49,514,000 |
| Total loans | 31,504,000 | 31,627,000 | 32,067,000 | 31,900,000 |
| Allowance for loan losses | 519,000 | 537,000 | 555,000 | 568,000 |
| Securities available for sale | 13,521,000 | 13,551,000 | 13,711,000 | 14,686,000 |
| Securities held to maturity | 962,000 | 814,000 | 814,000 | 706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,119,000 | 34,908,000 | 35,619,000 | 35,859,000 |
| Interest-bearing deposits | 32,063,000 | 32,022,000 | 32,263,000 | 32,251,000 |
| Noninterest-bearing deposits | 3,056,000 | 2,886,000 | 3,356,000 | 3,608,000 |
| Equity capital | 8,550,000 | 8,703,000 | 8,985,000 | 8,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,638,000 | 2,438,000 | 3,210,000 |
| Interest expense | 307,000 | 599,000 | 878,000 | 1,147,000 |
| Net interest income | 523,000 | 1,039,000 | 1,560,000 | 2,063,000 |
| Noninterest income | 11,000 | 19,000 | 26,000 | 33,000 |
| Noninterest expense | 298,000 | 584,000 | 864,000 | 1,189,000 |
| Provision for loan losses | 18,000 | 43,000 | 61,000 | 192,000 |
| Pretax income | 222,000 | 457,000 | 713,000 | 767,000 |
| Income tax | 84,000 | 162,000 | 240,000 | 267,000 |
| Net income | 138,000 | 295,000 | 473,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,478,000 | 8,635,000 | 8,813,000 | 8,690,000 |
| Total capital | 8,892,000 | 9,052,000 | 9,241,000 | 9,111,000 |
| Risk-weighted assets | 33,030,000 | 33,202,000 | 34,088,000 | 33,505,000 |