Call reports 2025
LINCOLN SAVINGS BANK — 2025
What LINCOLN SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,801,720,000 | 1,775,554,000 | 1,775,608,000 | 1,751,191,000 |
| Total loans | 1,359,285,000 | 1,299,725,000 | 1,238,029,000 | 1,166,780,000 |
| Allowance for loan losses | 16,468,000 | 16,706,000 | 17,635,000 | 17,864,000 |
| Securities available for sale | 270,837,000 | 292,317,000 | 317,807,000 | 329,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,569,089,000 | 1,547,388,000 | 1,538,395,000 | 1,514,104,000 |
| Interest-bearing deposits | 1,312,346,000 | 1,299,957,000 | 1,286,454,000 | 1,261,835,000 |
| Noninterest-bearing deposits | 256,743,000 | 247,431,000 | 251,941,000 | 252,269,000 |
| Equity capital | 151,827,000 | 146,914,000 | 153,981,000 | 154,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 23,551,000 | 46,493,000 | 69,130,000 | 90,926,000 |
| Interest expense | 12,022,000 | 23,912,000 | 34,767,000 | 44,935,000 |
| Net interest income | 11,529,000 | 22,581,000 | 34,363,000 | 45,991,000 |
| Noninterest income | 2,501,000 | 5,843,000 | 8,500,000 | 10,689,000 |
| Noninterest expense | 13,274,000 | 27,548,000 | 40,208,000 | 53,668,000 |
| Provision for loan losses | 561,000 | 1,851,000 | 2,801,000 | 3,001,000 |
| Pretax income | -125,000 | -1,291,000 | -553,000 | -481,000 |
| Income tax | -339,000 | -930,000 | -1,021,000 | 64,000 |
| Net income | 214,000 | -361,000 | 468,000 | -545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,098,000 | 160,608,000 | 161,514,000 | 161,336,000 |
| Total capital | 177,462,000 | 177,210,000 | 178,721,000 | 177,940,000 |
| Risk-weighted assets | 1,452,479,000 | 1,414,367,000 | 1,376,230,000 | 1,327,075,000 |