Call reports 2024
LINCOLN SAVINGS BANK — 2024
What LINCOLN SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,831,817,000 | 1,828,664,000 | 1,854,395,000 | 1,848,565,000 |
| Total loans | 1,405,079,000 | 1,402,639,000 | 1,393,578,000 | 1,415,245,000 |
| Allowance for loan losses | 22,571,000 | 18,296,000 | 18,402,000 | 16,009,000 |
| Securities available for sale | 279,788,000 | 277,727,000 | 279,507,000 | 265,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,608,929,000 | 1,535,578,000 | 1,559,600,000 | 1,594,980,000 |
| Interest-bearing deposits | 1,336,486,000 | 1,267,499,000 | 1,314,012,000 | 1,328,676,000 |
| Noninterest-bearing deposits | 272,443,000 | 268,079,000 | 245,588,000 | 266,304,000 |
| Equity capital | 161,960,000 | 160,618,000 | 160,776,000 | 151,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 23,528,000 | 47,324,000 | 70,598,000 | 94,723,000 |
| Interest expense | 12,959,000 | 26,232,000 | 39,862,000 | 53,062,000 |
| Net interest income | 10,569,000 | 21,092,000 | 30,736,000 | 41,661,000 |
| Noninterest income | 13,078,000 | 18,075,000 | 21,774,000 | 25,641,000 |
| Noninterest expense | 14,674,000 | 29,671,000 | 44,523,000 | 60,026,000 |
| Provision for loan losses | 748,000 | 1,498,000 | 2,348,000 | 5,718,000 |
| Pretax income | 8,399,000 | 6,873,000 | 4,635,000 | 633,000 |
| Income tax | 1,748,000 | 1,021,000 | 1,125,000 | 471,000 |
| Net income | 6,651,000 | 5,852,000 | 3,510,000 | 162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,265,000 | 168,962,000 | 166,679,000 | 161,405,000 |
| Total capital | 190,306,000 | 186,381,000 | 184,101,000 | 176,370,000 |
| Risk-weighted assets | 1,520,594,000 | 1,487,914,000 | 1,505,263,000 | 1,521,102,000 |