Call reports 2023
LINCOLN SAVINGS BANK — 2023
What LINCOLN SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,847,687,000 | 1,883,919,000 | 1,851,968,000 | 1,886,929,000 |
| Total loans | 1,365,503,000 | 1,414,609,000 | 1,403,078,000 | 1,405,184,000 |
| Allowance for loan losses | 20,719,000 | 21,872,000 | 21,410,000 | 21,823,000 |
| Securities available for sale | 322,053,000 | 317,140,000 | 298,993,000 | 272,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,581,097,000 | 1,582,145,000 | 1,621,440,000 | 1,665,430,000 |
| Interest-bearing deposits | 1,253,962,000 | 1,282,156,000 | 1,346,498,000 | 1,389,483,000 |
| Noninterest-bearing deposits | 327,135,000 | 299,989,000 | 274,942,000 | 275,947,000 |
| Equity capital | 157,312,000 | 157,371,000 | 147,033,000 | 157,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 20,792,000 | 43,220,000 | 66,179,000 | 89,962,000 |
| Interest expense | 7,073,000 | 16,605,000 | 28,170,000 | 40,657,000 |
| Net interest income | 13,719,000 | 26,615,000 | 38,009,000 | 49,305,000 |
| Noninterest income | 5,439,000 | 10,633,000 | 16,661,000 | 22,643,000 |
| Noninterest expense | 18,030,000 | 36,044,000 | 53,697,000 | 72,564,000 |
| Provision for loan losses | 956,000 | 1,913,000 | 2,317,000 | 3,397,000 |
| Pretax income | 690,000 | -55,000 | -418,000 | -1,917,000 |
| Income tax | -261,000 | -908,000 | -1,459,000 | -2,049,000 |
| Net income | 951,000 | 853,000 | 1,041,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,652,000 | 164,845,000 | 165,047,000 | 164,491,000 |
| Total capital | 184,791,000 | 184,527,000 | 184,608,000 | 183,715,000 |
| Risk-weighted assets | 1,530,382,000 | 1,573,303,000 | 1,564,274,000 | 1,536,671,000 |