Call reports 2022
LINCOLN SAVINGS BANK — 2022
What LINCOLN SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,528,781,000 | 1,618,111,000 | 1,758,328,000 | 1,845,506,000 |
| Total loans | 1,117,025,000 | 1,206,157,000 | 1,288,731,000 | 1,363,498,000 |
| Allowance for loan losses | 16,177,000 | 17,368,000 | 16,855,000 | 18,069,000 |
| Securities available for sale | 194,453,000 | 279,626,000 | 307,616,000 | 316,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,342,780,000 | 1,412,199,000 | 1,590,734,000 | 1,578,877,000 |
| Interest-bearing deposits | 1,066,379,000 | 1,070,880,000 | 1,243,270,000 | 1,235,541,000 |
| Noninterest-bearing deposits | 276,401,000 | 341,319,000 | 347,464,000 | 343,336,000 |
| Equity capital | 160,722,000 | 149,099,000 | 140,191,000 | 154,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,895,000 | 29,017,000 | 47,138,000 | 67,319,000 |
| Interest expense | 821,000 | 1,756,000 | 3,913,000 | 8,543,000 |
| Net interest income | 13,074,000 | 27,261,000 | 43,225,000 | 58,776,000 |
| Noninterest income | 5,624,000 | 12,237,000 | 18,373,000 | 23,512,000 |
| Noninterest expense | 16,619,000 | 33,560,000 | 52,789,000 | 74,543,000 |
| Provision for loan losses | 790,000 | 930,000 | 2,370,000 | 5,260,000 |
| Pretax income | 1,345,000 | 5,049,000 | 6,482,000 | 2,533,000 |
| Income tax | 198,000 | 1,302,000 | 1,342,000 | -485,000 |
| Net income | 1,147,000 | 3,747,000 | 5,140,000 | 3,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,256,000 | 155,064,000 | 156,442,000 | 165,298,000 |
| Total capital | 169,608,000 | 171,930,000 | 173,297,000 | 183,367,000 |
| Risk-weighted assets | 1,227,363,000 | 1,348,747,000 | 1,442,762,000 | 1,542,585,000 |