Call reports 2021
LINCOLN SAVINGS BANK — 2021
What LINCOLN SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,511,648,000 | 1,430,476,000 | 1,434,922,000 | 1,479,040,000 |
| Total loans | 1,064,207,000 | 1,057,307,000 | 1,053,408,000 | 1,140,620,000 |
| Allowance for loan losses | 17,564,000 | 17,987,000 | 17,822,000 | 15,354,000 |
| Securities available for sale | 156,094,000 | 198,835,000 | 205,779,000 | 212,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,310,673,000 | 1,234,286,000 | 1,237,095,000 | 1,279,153,000 |
| Interest-bearing deposits | 1,067,882,000 | 971,517,000 | 987,228,000 | 1,016,630,000 |
| Noninterest-bearing deposits | 242,791,000 | 262,769,000 | 249,867,000 | 262,523,000 |
| Equity capital | 164,088,000 | 167,715,000 | 170,053,000 | 171,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 14,504,000 | 29,492,000 | 44,918,000 | 58,718,000 |
| Interest expense | 1,290,000 | 2,334,000 | 3,222,000 | 4,060,000 |
| Net interest income | 13,214,000 | 27,158,000 | 41,696,000 | 54,658,000 |
| Noninterest income | 8,378,000 | 16,414,000 | 21,982,000 | 29,903,000 |
| Noninterest expense | 14,200,000 | 30,217,000 | 47,264,000 | 62,088,000 |
| Provision for loan losses | 615,000 | 630,000 | 645,000 | 660,000 |
| Pretax income | 6,932,000 | 12,882,000 | 15,951,000 | 22,029,000 |
| Income tax | 1,643,000 | 3,034,000 | 3,691,000 | 5,040,000 |
| Net income | 5,289,000 | 9,848,000 | 12,260,000 | 16,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,819,000 | 147,816,000 | 149,999,000 | 153,347,000 |
| Total capital | 158,293,000 | 161,740,000 | 164,193,000 | 168,701,000 |
| Risk-weighted assets | 1,073,811,000 | 1,109,891,000 | 1,131,927,000 | 1,240,545,000 |