Call reports 2020
LINCOLN SAVINGS BANK — 2020
What LINCOLN SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,354,140,000 | 1,481,386,000 | 1,483,168,000 | 1,425,175,000 |
| Total loans | 1,094,215,000 | 1,157,749,000 | 1,160,976,000 | 1,097,137,000 |
| Allowance for loan losses | 13,640,000 | 15,207,000 | 16,930,000 | 16,948,000 |
| Securities available for sale | 109,646,000 | 108,697,000 | 103,489,000 | 151,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,102,666,000 | 1,124,074,000 | 1,204,756,000 | 1,200,784,000 |
| Interest-bearing deposits | 954,354,000 | 909,429,000 | 994,755,000 | 977,990,000 |
| Noninterest-bearing deposits | 148,312,000 | 214,645,000 | 210,001,000 | 222,794,000 |
| Equity capital | 154,318,000 | 157,245,000 | 160,136,000 | 161,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 15,483,000 | 30,475,000 | 45,172,000 | 60,255,000 |
| Interest expense | 3,800,000 | 6,280,000 | 8,363,000 | 10,189,000 |
| Net interest income | 11,683,000 | 24,195,000 | 36,809,000 | 50,066,000 |
| Noninterest income | 5,370,000 | 12,038,000 | 19,705,000 | 27,898,000 |
| Noninterest expense | 12,229,000 | 25,451,000 | 39,566,000 | 56,143,000 |
| Provision for loan losses | 1,015,000 | 2,730,000 | 5,445,000 | 8,160,000 |
| Pretax income | 3,761,000 | 8,002,000 | 11,455,000 | 13,635,000 |
| Income tax | 855,000 | 1,830,000 | 2,568,000 | 3,031,000 |
| Net income | 2,906,000 | 6,172,000 | 8,887,000 | 10,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,988,000 | 136,256,000 | 138,948,000 | 139,475,000 |
| Total capital | 147,628,000 | 150,749,000 | 153,210,000 | 153,708,000 |
| Risk-weighted assets | 1,186,643,000 | 1,158,662,000 | 1,138,132,000 | 1,135,915,000 |