Call reports 2019
LINCOLN SAVINGS BANK — 2019
What LINCOLN SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,261,099,000 | 1,312,019,000 | 1,341,580,000 | 1,370,523,000 |
| Total loans | 1,003,210,000 | 1,038,003,000 | 1,088,867,000 | 1,099,893,000 |
| Allowance for loan losses | 13,694,000 | 13,793,000 | 13,685,000 | 14,259,000 |
| Securities available for sale | 146,715,000 | 142,237,000 | 130,724,000 | 126,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,014,402,000 | 1,074,848,000 | 1,098,538,000 | 1,121,436,000 |
| Interest-bearing deposits | 861,421,000 | 909,651,000 | 928,218,000 | 956,412,000 |
| Noninterest-bearing deposits | 152,981,000 | 165,197,000 | 170,320,000 | 165,024,000 |
| Equity capital | 143,057,000 | 144,566,000 | 148,552,000 | 150,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,806,000 | 29,998,000 | 46,128,000 | 62,438,000 |
| Interest expense | 3,708,000 | 7,809,000 | 12,216,000 | 16,635,000 |
| Net interest income | 11,098,000 | 22,189,000 | 33,912,000 | 45,803,000 |
| Noninterest income | 4,392,000 | 8,885,000 | 15,042,000 | 21,120,000 |
| Noninterest expense | 10,758,000 | 22,170,000 | 34,176,000 | 46,310,000 |
| Provision for loan losses | 765,000 | 1,530,000 | 2,395,000 | 3,610,000 |
| Pretax income | 3,967,000 | 7,374,000 | 12,372,000 | 17,454,000 |
| Income tax | 886,000 | 1,632,000 | 2,782,000 | 3,958,000 |
| Net income | 3,081,000 | 5,742,000 | 9,590,000 | 13,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,254,000 | 124,961,000 | 128,866,000 | 131,089,000 |
| Total capital | 137,948,000 | 138,754,000 | 142,551,000 | 145,348,000 |
| Risk-weighted assets | 1,108,717,000 | 1,108,649,000 | 1,160,168,000 | 1,166,958,000 |