Call reports 2018
LINCOLN SAVINGS BANK — 2018
What LINCOLN SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,135,184,000 | 1,161,105,000 | 1,217,900,000 | 1,250,198,000 |
| Total loans | 909,588,000 | 960,493,000 | 982,139,000 | 1,000,601,000 |
| Allowance for loan losses | 11,878,000 | 12,637,000 | 13,465,000 | 13,409,000 |
| Securities available for sale | 134,207,000 | 130,128,000 | 127,129,000 | 138,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 916,505,000 | 930,215,000 | 991,850,000 | 1,003,982,000 |
| Interest-bearing deposits | 722,935,000 | 780,146,000 | 789,217,000 | 833,719,000 |
| Noninterest-bearing deposits | 193,570,000 | 150,069,000 | 202,633,000 | 170,263,000 |
| Equity capital | 118,063,000 | 119,543,000 | 125,504,000 | 139,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,738,000 | 26,144,000 | 40,261,000 | 54,964,000 |
| Interest expense | 2,478,000 | 5,359,000 | 8,660,000 | 12,297,000 |
| Net interest income | 10,260,000 | 20,785,000 | 31,601,000 | 42,667,000 |
| Noninterest income | 4,112,000 | 8,858,000 | 13,760,000 | 17,617,000 |
| Noninterest expense | 9,254,000 | 19,334,000 | 29,320,000 | 40,919,000 |
| Provision for loan losses | 775,000 | 1,550,000 | 2,325,000 | 2,850,000 |
| Pretax income | 4,343,000 | 8,759,000 | 13,716,000 | 16,515,000 |
| Income tax | 817,000 | 1,837,000 | 2,990,000 | 3,526,000 |
| Net income | 3,526,000 | 6,922,000 | 10,726,000 | 12,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,426,000 | 102,116,000 | 108,797,000 | 121,284,000 |
| Total capital | 112,265,000 | 114,688,000 | 121,834,000 | 134,693,000 |
| Risk-weighted assets | 969,029,000 | 1,011,329,000 | 1,042,395,000 | 1,110,339,000 |