Call reports 2017
LINCOLN SAVINGS BANK — 2017
What LINCOLN SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 975,690,000 | 1,027,055,000 | 1,060,233,000 | 1,105,885,000 |
| Total loans | 781,933,000 | 822,808,000 | 843,620,000 | 896,058,000 |
| Allowance for loan losses | 10,145,000 | 10,706,000 | 11,353,000 | 11,456,000 |
| Securities available for sale | 123,971,000 | 132,393,000 | 133,646,000 | 134,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 778,501,000 | 802,183,000 | 849,013,000 | 874,994,000 |
| Interest-bearing deposits | 653,375,000 | 663,053,000 | 668,719,000 | 728,659,000 |
| Noninterest-bearing deposits | 125,126,000 | 139,130,000 | 180,294,000 | 146,335,000 |
| Equity capital | 103,122,000 | 104,379,000 | 106,854,000 | 111,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,467,000 | 21,505,000 | 32,966,000 | 45,352,000 |
| Interest expense | 1,628,000 | 3,431,000 | 5,502,000 | 7,716,000 |
| Net interest income | 8,839,000 | 18,074,000 | 27,464,000 | 37,636,000 |
| Noninterest income | 3,852,000 | 7,142,000 | 11,306,000 | 15,273,000 |
| Noninterest expense | 8,711,000 | 17,634,000 | 26,327,000 | 35,391,000 |
| Provision for loan losses | 715,000 | 1,415,000 | 2,115,000 | 3,010,000 |
| Pretax income | 3,265,000 | 6,197,000 | 10,358,000 | 14,538,000 |
| Income tax | 1,095,000 | 2,067,000 | 3,517,000 | 4,493,000 |
| Net income | 2,170,000 | 4,130,000 | 6,841,000 | 10,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,341,000 | 86,868,000 | 88,640,000 | 93,016,000 |
| Total capital | 96,486,000 | 97,574,000 | 99,993,000 | 104,472,000 |
| Risk-weighted assets | 829,090,000 | 873,073,000 | 913,631,000 | 966,406,000 |