Call reports 2016
LINCOLN SAVINGS BANK — 2016
What LINCOLN SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 872,879,000 | 900,150,000 | 930,191,000 | 950,755,000 |
| Total loans | 691,851,000 | 694,929,000 | 733,258,000 | 756,295,000 |
| Allowance for loan losses | 8,006,000 | 8,356,000 | 8,987,000 | 9,478,000 |
| Securities available for sale | 112,681,000 | 132,054,000 | 128,475,000 | 124,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 681,768,000 | 705,144,000 | 713,215,000 | 743,397,000 |
| Interest-bearing deposits | 577,242,000 | 595,372,000 | 606,176,000 | 620,248,000 |
| Noninterest-bearing deposits | 104,526,000 | 109,772,000 | 107,039,000 | 123,149,000 |
| Equity capital | 98,532,000 | 99,721,000 | 102,022,000 | 100,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,068,000 | 18,665,000 | 28,116,000 | 38,221,000 |
| Interest expense | 1,211,000 | 2,533,000 | 4,042,000 | 5,624,000 |
| Net interest income | 7,857,000 | 16,132,000 | 24,074,000 | 32,597,000 |
| Noninterest income | 3,695,000 | 7,299,000 | 11,422,000 | 15,355,000 |
| Noninterest expense | 7,932,000 | 16,229,000 | 24,395,000 | 32,550,000 |
| Provision for loan losses | 692,000 | 1,230,000 | 1,845,000 | 2,360,000 |
| Pretax income | 2,928,000 | 5,972,000 | 9,446,000 | 13,232,000 |
| Income tax | 965,000 | 1,976,000 | 3,149,000 | 4,373,000 |
| Net income | 1,963,000 | 3,996,000 | 6,297,000 | 8,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,439,000 | 83,313,000 | 84,566,000 | 85,221,000 |
| Total capital | 90,445,000 | 91,669,000 | 93,553,000 | 94,699,000 |
| Risk-weighted assets | 775,422,000 | 766,041,000 | 806,436,000 | 801,619,000 |