Call reports 2014
LINCOLN SAVINGS BANK — 2014
What LINCOLN SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 700,063,000 | 738,750,000 | 760,160,000 | 816,748,000 |
| Total loans | 476,995,000 | 521,596,000 | 557,282,000 | 606,809,000 |
| Allowance for loan losses | 5,646,000 | 5,724,000 | 6,051,000 | 6,450,000 |
| Securities available for sale | 150,634,000 | 147,259,000 | 135,434,000 | 132,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 521,946,000 | 530,199,000 | 558,227,000 | 608,950,000 |
| Interest-bearing deposits | 436,490,000 | 441,912,000 | 476,133,000 | 519,423,000 |
| Noninterest-bearing deposits | 85,456,000 | 88,287,000 | 82,094,000 | 89,527,000 |
| Equity capital | 70,606,000 | 72,354,000 | 74,072,000 | 78,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,843,000 | 14,182,000 | 21,810,000 | 29,958,000 |
| Interest expense | 805,000 | 1,578,000 | 2,382,000 | 3,260,000 |
| Net interest income | 6,038,000 | 12,604,000 | 19,428,000 | 26,698,000 |
| Noninterest income | 2,352,000 | 5,591,000 | 9,150,000 | 12,454,000 |
| Noninterest expense | 6,840,000 | 14,344,000 | 21,978,000 | 29,987,000 |
| Provision for loan losses | 130,000 | 258,000 | 667,000 | 1,291,000 |
| Pretax income | 1,921,000 | 4,169,000 | 6,566,000 | 8,511,000 |
| Income tax | 566,000 | 1,253,000 | 1,988,000 | 2,345,000 |
| Net income | 1,355,000 | 2,916,000 | 4,578,000 | 6,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,948,000 | 52,782,000 | 54,496,000 | 58,687,000 |
| Total capital | 57,594,000 | 58,506,000 | 60,547,000 | 65,137,000 |
| Risk-weighted assets | 529,755,000 | 557,600,000 | 586,136,000 | 641,389,000 |