Call reports 2013
LINCOLN SAVINGS BANK — 2013
What LINCOLN SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 639,278,000 | 626,562,000 | 665,588,000 | 698,929,000 |
| Total loans | 399,608,000 | 399,281,000 | 439,751,000 | 471,578,000 |
| Allowance for loan losses | 5,390,000 | 5,658,000 | 5,736,000 | 5,624,000 |
| Securities available for sale | 152,503,000 | 159,205,000 | 156,827,000 | 153,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 478,348,000 | 468,225,000 | 490,595,000 | 501,354,000 |
| Interest-bearing deposits | 395,878,000 | 389,239,000 | 405,231,000 | 414,145,000 |
| Noninterest-bearing deposits | 82,470,000 | 78,986,000 | 85,364,000 | 87,209,000 |
| Equity capital | 69,959,000 | 67,353,000 | 68,798,000 | 69,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,297,000 | 11,138,000 | 17,505,000 | 24,195,000 |
| Interest expense | 1,091,000 | 2,102,000 | 2,936,000 | 3,746,000 |
| Net interest income | 4,206,000 | 9,036,000 | 14,569,000 | 20,449,000 |
| Noninterest income | 3,656,000 | 7,245,000 | 11,377,000 | 14,357,000 |
| Noninterest expense | 6,547,000 | 13,088,000 | 20,596,000 | 27,458,000 |
| Provision for loan losses | 259,000 | 518,000 | 647,000 | 776,000 |
| Pretax income | 1,060,000 | 2,668,000 | 4,693,000 | 6,561,000 |
| Income tax | 241,000 | 674,000 | 1,277,000 | 1,662,000 |
| Net income | 819,000 | 1,994,000 | 3,416,000 | 4,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,783,000 | 48,390,000 | 49,861,000 | 50,607,000 |
| Total capital | 52,995,000 | 53,777,000 | 55,597,000 | 56,231,000 |
| Risk-weighted assets | 416,810,000 | 430,671,000 | 462,430,000 | 487,141,000 |