Call reports 2012
LINCOLN SAVINGS BANK — 2012
What LINCOLN SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 580,578,000 | 590,779,000 | 580,816,000 | 630,111,000 |
| Total loans | 351,679,000 | 353,743,000 | 368,027,000 | 406,055,000 |
| Allowance for loan losses | 5,979,000 | 6,561,000 | 6,849,000 | 5,178,000 |
| Securities available for sale | 153,487,000 | 166,122,000 | 151,579,000 | 153,238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,177,000 | 439,833,000 | 435,840,000 | 459,825,000 |
| Interest-bearing deposits | 363,796,000 | 361,897,000 | 358,473,000 | 374,886,000 |
| Noninterest-bearing deposits | 75,381,000 | 77,936,000 | 77,367,000 | 84,939,000 |
| Equity capital | 66,294,000 | 67,167,000 | 68,995,000 | 69,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,546,000 | 11,497,000 | 16,760,000 | 22,911,000 |
| Interest expense | 1,198,000 | 2,387,000 | 3,520,000 | 4,648,000 |
| Net interest income | 4,348,000 | 9,110,000 | 13,240,000 | 18,263,000 |
| Noninterest income | 2,996,000 | 6,298,000 | 10,423,000 | 13,856,000 |
| Noninterest expense | 5,560,000 | 11,323,000 | 17,460,000 | 23,862,000 |
| Provision for loan losses | 759,000 | 1,394,000 | 1,703,000 | 2,027,000 |
| Pretax income | 1,015,000 | 2,703,000 | 4,613,000 | 6,343,000 |
| Income tax | 192,000 | 702,000 | 1,268,000 | 1,583,000 |
| Net income | 823,000 | 2,001,000 | 3,345,000 | 4,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,442,000 | 44,638,000 | 46,032,000 | 47,039,000 |
| Total capital | 49,324,000 | 49,696,000 | 50,890,000 | 52,217,000 |
| Risk-weighted assets | 389,461,000 | 403,115,000 | 386,619,000 | 428,325,000 |