Call reports 2011
LINCOLN SAVINGS BANK — 2011
What LINCOLN SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 549,301,000 | 548,038,000 | 564,696,000 | 582,933,000 |
| Total loans | 356,106,000 | 356,067,000 | 369,401,000 | 371,811,000 |
| Allowance for loan losses | 5,565,000 | 5,596,000 | 5,330,000 | 5,334,000 |
| Securities available for sale | 138,087,000 | 135,078,000 | 134,017,000 | 131,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,553,000 | 406,689,000 | 412,604,000 | 430,737,000 |
| Interest-bearing deposits | 342,458,000 | 339,605,000 | 340,702,000 | 351,017,000 |
| Noninterest-bearing deposits | 67,095,000 | 67,084,000 | 71,902,000 | 79,720,000 |
| Equity capital | 62,030,000 | 63,630,000 | 65,510,000 | 65,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,343,000 | 12,719,000 | 18,807,000 | 24,836,000 |
| Interest expense | 1,378,000 | 2,705,000 | 3,966,000 | 5,195,000 |
| Net interest income | 4,965,000 | 10,014,000 | 14,841,000 | 19,641,000 |
| Noninterest income | 1,593,000 | 3,537,000 | 5,992,000 | 9,040,000 |
| Noninterest expense | 4,805,000 | 10,105,000 | 15,324,000 | 20,970,000 |
| Provision for loan losses | 384,000 | 1,544,000 | 3,177,000 | 4,186,000 |
| Pretax income | 1,341,000 | 1,875,000 | 3,814,000 | 5,911,000 |
| Income tax | 308,000 | 321,000 | 926,000 | 1,349,000 |
| Net income | 1,033,000 | 1,554,000 | 2,888,000 | 4,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,228,000 | 41,727,000 | 43,125,000 | 43,713,000 |
| Total capital | 47,075,000 | 46,490,000 | 47,925,000 | 48,641,000 |
| Risk-weighted assets | 387,087,000 | 380,246,000 | 383,472,000 | 393,795,000 |