Call reports 2001
LINCOLN SAVINGS BANK — 2001
What LINCOLN SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 297,704,000 | 287,254,000 | 284,273,000 | 317,767,000 |
| Total loans | 209,642,000 | 224,093,000 | 227,684,000 | 224,806,000 |
| Allowance for loan losses | 2,200,000 | 2,166,000 | 2,182,000 | 2,236,000 |
| Securities available for sale | 48,876,000 | 33,545,000 | 27,803,000 | 40,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,714,000 | 232,807,000 | 235,491,000 | 266,657,000 |
| Interest-bearing deposits | 212,112,000 | 208,815,000 | 211,107,000 | 234,170,000 |
| Noninterest-bearing deposits | 23,602,000 | 23,992,000 | 24,384,000 | 32,487,000 |
| Equity capital | 29,276,000 | 28,727,000 | 29,275,000 | 31,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,437,000 | 11,153,000 | 16,436,000 | 21,492,000 |
| Interest expense | 2,979,000 | 5,774,000 | 8,309,000 | 10,579,000 |
| Net interest income | 2,458,000 | 5,379,000 | 8,127,000 | 10,913,000 |
| Noninterest income | 828,000 | 1,171,000 | 1,587,000 | 2,162,000 |
| Noninterest expense | 2,289,000 | 4,492,000 | 6,672,000 | 8,656,000 |
| Provision for loan losses | 105,000 | 625,000 | 835,000 | 1,299,000 |
| Pretax income | 897,000 | 1,465,000 | 2,255,000 | 3,168,000 |
| Income tax | 247,000 | 311,000 | 600,000 | 843,000 |
| Net income | 650,000 | 1,154,000 | 1,655,000 | 2,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,319,000 | 18,838,000 | 19,447,000 | 21,775,000 |
| Total capital | 21,523,000 | 21,004,000 | 21,629,000 | 24,011,000 |
| Risk-weighted assets | 224,037,000 | 229,259,000 | 225,624,000 | 234,500,000 |