Call reports 2013
MONTEZUMA STATE BANK, THE — 2013
What MONTEZUMA STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 118,098,000 | 103,398,000 | 98,563,000 | 97,123,000 |
| Total loans | 20,608,000 | 23,376,000 | 29,114,000 | 31,457,000 |
| Allowance for loan losses | 517,000 | 519,000 | 521,000 | 522,000 |
| Securities available for sale | 90,605,000 | 73,121,000 | 65,398,000 | 12,598,000 |
| Securities held to maturity | 4,643,000 | 4,040,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,517,000 | 94,921,000 | 92,953,000 | 91,407,000 |
| Interest-bearing deposits | 46,001,000 | 43,014,000 | 41,416,000 | 39,774,000 |
| Noninterest-bearing deposits | 58,516,000 | 51,907,000 | 51,537,000 | 51,633,000 |
| Equity capital | 7,250,000 | 5,606,000 | 5,393,000 | 5,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,154,000 | 1,732,000 | 2,297,000 |
| Interest expense | 48,000 | 96,000 | 138,000 | 170,000 |
| Net interest income | 544,000 | 1,058,000 | 1,594,000 | 2,127,000 |
| Noninterest income | 11,000 | 36,000 | 52,000 | 70,000 |
| Noninterest expense | 492,000 | 921,000 | 1,434,000 | 1,883,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 130,000 | 241,000 | 290,000 | -988,000 |
| Income tax | 9,000 | 13,000 | 16,000 | -56,000 |
| Net income | 121,000 | 228,000 | 274,000 | -932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,031,000 | 6,798,000 | 6,819,000 | 5,613,000 |
| Total capital | 7,451,000 | 7,238,000 | 7,315,000 | 6,135,000 |
| Risk-weighted assets | 33,465,000 | 35,123,000 | 39,692,000 | 42,203,000 |