Call reports 2012
MONTEZUMA STATE BANK, THE — 2012
What MONTEZUMA STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 98,564,000 | 98,327,000 | 100,384,000 | 116,110,000 |
| Total loans | 23,412,000 | 24,982,000 | 23,220,000 | 26,973,000 |
| Allowance for loan losses | 512,000 | 513,000 | 515,000 | 516,000 |
| Securities available for sale | 66,965,000 | 64,716,000 | 66,754,000 | 77,292,000 |
| Securities held to maturity | 6,229,000 | 5,987,000 | 5,715,000 | 5,123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,262,000 | 88,532,000 | 92,223,000 | 94,062,000 |
| Interest-bearing deposits | 40,518,000 | 41,037,000 | 39,921,000 | 40,763,000 |
| Noninterest-bearing deposits | 48,744,000 | 47,495,000 | 52,302,000 | 53,299,000 |
| Equity capital | 7,544,000 | 7,615,000 | 7,892,000 | 7,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 791,000 | 1,549,000 | 2,345,000 | 3,039,000 |
| Interest expense | 81,000 | 147,000 | 213,000 | 269,000 |
| Net interest income | 710,000 | 1,402,000 | 2,132,000 | 2,770,000 |
| Noninterest income | 14,000 | 39,000 | 53,000 | 123,000 |
| Noninterest expense | 512,000 | 1,053,000 | 1,590,000 | 2,133,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 327,000 | 632,000 | 892,000 | 1,726,000 |
| Income tax | 16,000 | 29,000 | 41,000 | 75,000 |
| Net income | 311,000 | 603,000 | 851,000 | 1,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,554,000 | 6,627,000 | 6,591,000 | 6,966,000 |
| Total capital | 6,983,000 | 7,077,000 | 7,022,000 | 7,448,000 |
| Risk-weighted assets | 34,276,000 | 35,959,000 | 34,430,000 | 38,499,000 |