Call reports 2011
MONTEZUMA STATE BANK, THE — 2011
What MONTEZUMA STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 85,945,000 | 84,517,000 | 86,720,000 | 94,278,000 |
| Total loans | 23,052,000 | 25,339,000 | 29,955,000 | 28,556,000 |
| Allowance for loan losses | 475,000 | 477,000 | 498,000 | 510,000 |
| Securities available for sale | 53,310,000 | 46,501,000 | 44,882,000 | 54,852,000 |
| Securities held to maturity | 7,212,000 | 6,959,000 | 6,732,000 | 6,463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,467,000 | 77,157,000 | 79,037,000 | 83,107,000 |
| Interest-bearing deposits | 35,933,000 | 35,604,000 | 35,694,000 | 36,924,000 |
| Noninterest-bearing deposits | 42,534,000 | 41,553,000 | 43,343,000 | 46,183,000 |
| Equity capital | 6,583,000 | 7,163,000 | 7,431,000 | 7,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 856,000 | 1,734,000 | 2,602,000 | 3,428,000 |
| Interest expense | 105,000 | 211,000 | 316,000 | 410,000 |
| Net interest income | 751,000 | 1,523,000 | 2,286,000 | 3,018,000 |
| Noninterest income | 13,000 | 42,000 | 57,000 | 75,000 |
| Noninterest expense | 521,000 | 1,027,000 | 1,563,000 | 2,038,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 266,000 | 600,000 | 897,000 | 1,172,000 |
| Income tax | 8,000 | 23,000 | 36,000 | 47,000 |
| Net income | 258,000 | 577,000 | 861,000 | 1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,262,000 | 6,382,000 | 6,406,000 | 6,669,000 |
| Total capital | 6,650,000 | 6,803,000 | 6,892,000 | 7,136,000 |
| Risk-weighted assets | 30,983,000 | 33,607,000 | 38,893,000 | 37,334,000 |