Call reports 2010
MONTEZUMA STATE BANK, THE — 2010
What MONTEZUMA STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 74,805,000 | 73,255,000 | 76,096,000 | 89,663,000 |
| Total loans | 25,004,000 | 26,836,000 | 27,707,000 | 28,293,000 |
| Allowance for loan losses | 471,000 | 471,000 | 467,000 | 469,000 |
| Securities available for sale | 47,326,000 | 43,753,000 | 45,218,000 | 57,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,808,000 | 63,977,000 | 68,508,000 | 69,147,000 |
| Interest-bearing deposits | 32,054,000 | 31,666,000 | 30,879,000 | 30,873,000 |
| Noninterest-bearing deposits | 32,754,000 | 32,311,000 | 37,629,000 | 38,274,000 |
| Equity capital | 6,997,000 | 6,846,000 | 7,370,000 | 6,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,670,000 | 2,522,000 | 3,385,000 |
| Interest expense | 119,000 | 238,000 | 353,000 | 465,000 |
| Net interest income | 740,000 | 1,432,000 | 2,169,000 | 2,920,000 |
| Noninterest income | 20,000 | 49,000 | 60,000 | 77,000 |
| Noninterest expense | 511,000 | 1,010,000 | 1,519,000 | 1,994,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 360,000 | 607,000 | 873,000 | 1,253,000 |
| Income tax | 11,000 | 22,000 | 33,000 | 52,000 |
| Net income | 349,000 | 585,000 | 840,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,022,000 | 6,001,000 | 6,078,000 | 6,430,000 |
| Total capital | 6,468,000 | 6,445,000 | 6,532,000 | 6,899,000 |
| Risk-weighted assets | 35,645,000 | 35,453,000 | 36,338,000 | 37,876,000 |