Call reports 2002
MONTEZUMA STATE BANK, THE — 2002
What MONTEZUMA STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 48,704,000 | 48,314,000 | 49,668,000 | 50,508,000 |
| Total loans | 28,030,000 | 29,727,000 | 33,835,000 | 32,312,000 |
| Allowance for loan losses | 432,000 | 431,000 | 431,000 | 419,000 |
| Securities available for sale | 16,543,000 | 14,923,000 | 12,574,000 | 11,569,000 |
| Securities held to maturity | 328,000 | 221,000 | 69,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,476,000 | 39,301,000 | 38,504,000 | 42,949,000 |
| Interest-bearing deposits | 25,725,000 | 23,455,000 | 23,088,000 | 25,630,000 |
| Noninterest-bearing deposits | 15,751,000 | 15,846,000 | 15,416,000 | 17,319,000 |
| Equity capital | 4,242,000 | 4,460,000 | 4,587,000 | 4,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,374,000 | 2,085,000 | 2,769,000 |
| Interest expense | 190,000 | 360,000 | 523,000 | 674,000 |
| Net interest income | 493,000 | 1,014,000 | 1,562,000 | 2,095,000 |
| Noninterest income | 21,000 | 26,000 | 62,000 | 84,000 |
| Noninterest expense | 385,000 | 791,000 | 1,210,000 | 1,584,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 299,000 | 493,000 | 700,000 |
| Income tax | 0 | 8,000 | 16,000 | 24,000 |
| Net income | 139,000 | 291,000 | 477,000 | 676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,200,000 | 4,235,000 | 4,255,000 | 4,454,000 |
| Total capital | 4,607,000 | 4,657,000 | 4,686,000 | 4,873,000 |
| Risk-weighted assets | 32,536,000 | 33,716,000 | 36,567,000 | 35,564,000 |