Call reports 2012
SECURITY BUSINESS BANK OF SAN DIEGO — 2012
What SECURITY BUSINESS BANK OF SAN DIEGO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 224,623,000 | 237,618,000 |
| Total loans | 182,037,000 | 180,900,000 |
| Allowance for loan losses | 2,816,000 | 2,819,000 |
| Securities available for sale | 15,337,000 | 13,975,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 182,979,000 | 202,345,000 |
| Interest-bearing deposits | 92,880,000 | 107,620,000 |
| Noninterest-bearing deposits | 90,099,000 | 94,725,000 |
| Equity capital | 28,384,000 | 28,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 2,498,000 | 4,938,000 |
| Interest expense | 111,000 | 209,000 |
| Net interest income | 2,387,000 | 4,729,000 |
| Noninterest income | 223,000 | 462,000 |
| Noninterest expense | 2,020,000 | 4,172,000 |
| Provision for loan losses | 75,000 | 75,000 |
| Pretax income | 515,000 | 944,000 |
| Income tax | 201,000 | 366,000 |
| Net income | 314,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 28,164,000 | 28,446,000 |
| Total capital | 30,566,000 | 30,815,000 |
| Risk-weighted assets | 191,716,000 | 189,021,000 |