Call reports 2011
SECURITY BUSINESS BANK OF SAN DIEGO — 2011
What SECURITY BUSINESS BANK OF SAN DIEGO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 230,948,000 | 233,471,000 | 233,956,000 | 233,390,000 |
| Total loans | 163,409,000 | 169,774,000 | 178,161,000 | 181,981,000 |
| Allowance for loan losses | 2,764,000 | 3,099,000 | 2,805,000 | 2,787,000 |
| Securities available for sale | 22,159,000 | 17,917,000 | 19,999,000 | 16,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,252,000 | 193,639,000 | 191,983,000 | 181,140,000 |
| Interest-bearing deposits | 98,166,000 | 99,311,000 | 103,049,000 | 92,819,000 |
| Noninterest-bearing deposits | 93,086,000 | 94,328,000 | 88,934,000 | 88,321,000 |
| Equity capital | 25,490,000 | 25,700,000 | 27,856,000 | 27,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,502,000 | 4,993,000 | 7,527,000 | 10,064,000 |
| Interest expense | 159,000 | 309,000 | 452,000 | 579,000 |
| Net interest income | 2,343,000 | 4,684,000 | 7,075,000 | 9,485,000 |
| Noninterest income | 237,000 | 482,000 | 713,000 | 944,000 |
| Noninterest expense | 2,111,000 | 4,332,000 | 6,531,000 | 8,644,000 |
| Provision for loan losses | 125,000 | 460,000 | 1,660,000 | 1,960,000 |
| Pretax income | 344,000 | 649,000 | 47,000 | 275,000 |
| Income tax | 135,000 | 249,000 | -11,000 | 74,000 |
| Net income | 209,000 | 400,000 | 58,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,252,000 | 25,461,000 | 27,659,000 | 27,825,000 |
| Total capital | 27,468,000 | 27,775,000 | 30,007,000 | 30,246,000 |
| Risk-weighted assets | 176,681,000 | 184,349,000 | 187,397,000 | 193,298,000 |