Call reports 2009
SECURITY BUSINESS BANK OF SAN DIEGO — 2009
What SECURITY BUSINESS BANK OF SAN DIEGO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 205,029,000 | 215,998,000 | 207,671,000 | 196,624,000 |
| Total loans | 167,584,000 | 167,840,000 | 158,922,000 | 164,430,000 |
| Allowance for loan losses | 2,418,000 | 2,410,000 | 2,563,000 | 2,499,000 |
| Securities available for sale | 16,980,000 | 15,609,000 | 14,721,000 | 13,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,127,000 | 174,569,000 | 165,792,000 | 155,143,000 |
| Interest-bearing deposits | 105,858,000 | 116,549,000 | 108,471,000 | 95,684,000 |
| Noninterest-bearing deposits | 58,269,000 | 58,020,000 | 57,321,000 | 59,459,000 |
| Equity capital | 26,394,000 | 26,639,000 | 26,835,000 | 26,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,524,000 | 5,127,000 | 7,602,000 | 9,966,000 |
| Interest expense | 467,000 | 880,000 | 1,257,000 | 1,601,000 |
| Net interest income | 2,057,000 | 4,247,000 | 6,345,000 | 8,365,000 |
| Noninterest income | 214,000 | 432,000 | 641,000 | 855,000 |
| Noninterest expense | 1,922,000 | 3,796,000 | 5,593,000 | 7,498,000 |
| Provision for loan losses | 0 | 160,000 | 460,000 | 1,010,000 |
| Pretax income | 349,000 | 703,000 | 913,000 | 692,000 |
| Income tax | 142,000 | 280,000 | 359,000 | 277,000 |
| Net income | 207,000 | 423,000 | 554,000 | 415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,181,000 | 26,345,000 | 26,503,000 | 26,073,000 |
| Total capital | 28,546,000 | 28,710,000 | 28,634,000 | 28,349,000 |
| Risk-weighted assets | 189,145,000 | 189,115,000 | 181,364,000 | 181,820,000 |