Call reports 2007
SECURITY BUSINESS BANK OF SAN DIEGO — 2007
What SECURITY BUSINESS BANK OF SAN DIEGO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 160,295,000 | 165,505,000 | 169,565,000 | 184,877,000 |
| Total loans | 129,037,000 | 136,910,000 | 135,599,000 | 148,467,000 |
| Allowance for loan losses | 1,590,000 | 1,696,000 | 1,721,000 | 1,721,000 |
| Securities available for sale | 15,221,000 | 13,826,000 | 15,104,000 | 15,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,326,000 | 126,206,000 | 131,643,000 | 152,704,000 |
| Interest-bearing deposits | 86,341,000 | 86,002,000 | 86,774,000 | 93,066,000 |
| Noninterest-bearing deposits | 40,985,000 | 40,204,000 | 44,869,000 | 59,638,000 |
| Equity capital | 19,353,000 | 19,680,000 | 20,244,000 | 20,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,783,000 | 5,815,000 | 8,862,000 | 11,883,000 |
| Interest expense | 911,000 | 1,883,000 | 2,800,000 | 3,635,000 |
| Net interest income | 1,872,000 | 3,932,000 | 6,062,000 | 8,248,000 |
| Noninterest income | 197,000 | 371,000 | 563,000 | 743,000 |
| Noninterest expense | 1,474,000 | 2,961,000 | 4,472,000 | 6,129,000 |
| Provision for loan losses | 0 | 106,000 | 131,000 | 131,000 |
| Pretax income | 595,000 | 1,236,000 | 2,022,000 | 2,731,000 |
| Income tax | 248,000 | 516,000 | 843,000 | 1,100,000 |
| Net income | 347,000 | 720,000 | 1,179,000 | 1,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,350,000 | 19,763,000 | 20,260,000 | 20,738,000 |
| Total capital | 20,950,000 | 21,470,000 | 21,993,000 | 22,473,000 |
| Risk-weighted assets | 151,753,000 | 156,879,000 | 155,290,000 | 170,283,000 |