Call reports 2002
SECURITY BUSINESS BANK OF SAN DIEGO — 2002
What SECURITY BUSINESS BANK OF SAN DIEGO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Total assets | 16,493,000 | 18,797,000 |
| Total loans | 4,215,000 | 9,690,000 |
| Allowance for loan losses | 74,000 | 155,000 |
| Securities available for sale | 0 | 1,000,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 6,110,000 | 10,272,000 |
| Interest-bearing deposits | 2,145,000 | 5,846,000 |
| Noninterest-bearing deposits | 3,965,000 | 4,426,000 |
| Equity capital | 9,067,000 | 8,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Interest income | 28,000 | 142,000 |
| Interest expense | 0 | 16,000 |
| Net interest income | 28,000 | 126,000 |
| Noninterest income | 0 | 25,000 |
| Noninterest expense | 663,000 | 1,355,000 |
| Provision for loan losses | 0 | 81,000 |
| Pretax income | -635,000 | -1,285,000 |
| Income tax | 0 | 0 |
| Net income | -635,000 | -1,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Tier 1 capital | 8,668,000 | 8,018,000 |
| Total capital | 8,742,000 | 8,173,000 |
| Risk-weighted assets | 8,866,000 | 16,545,000 |