Call reports 2002
CITIZENS STATE BANK OF CROPSEY — 2002
What CITIZENS STATE BANK OF CROPSEY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 16,412,000 | 17,388,000 | 17,900,000 | 19,168,000 |
| Total loans | 11,004,000 | 11,553,000 | 13,300,000 | 13,918,000 |
| Allowance for loan losses | 119,000 | 118,000 | 126,000 | 140,000 |
| Securities available for sale | 3,349,000 | 4,131,000 | 3,469,000 | 3,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,923,000 | 15,693,000 | 15,048,000 | 16,625,000 |
| Interest-bearing deposits | 13,744,000 | 14,404,000 | 13,784,000 | 14,800,000 |
| Noninterest-bearing deposits | 1,179,000 | 1,289,000 | 1,264,000 | 1,825,000 |
| Equity capital | 1,085,000 | 1,144,000 | 1,413,000 | 1,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 251,000 | 520,000 | 799,000 | 1,073,000 |
| Interest expense | 123,000 | 244,000 | 359,000 | 472,000 |
| Net interest income | 128,000 | 276,000 | 440,000 | 601,000 |
| Noninterest income | 16,000 | 29,000 | 42,000 | 66,000 |
| Noninterest expense | 137,000 | 298,000 | 440,000 | 597,000 |
| Provision for loan losses | 2,000 | 5,000 | 19,000 | 25,000 |
| Pretax income | 5,000 | 2,000 | 52,000 | 74,000 |
| Income tax | 0 | 0 | -4,000 | 4,000 |
| Net income | 5,000 | 2,000 | 56,000 | 70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,115,000 | 1,112,000 | 1,375,000 | 1,653,000 |
| Total capital | 1,234,000 | 1,230,000 | 1,501,000 | 1,793,000 |
| Risk-weighted assets | 11,584,000 | 12,210,000 | 13,549,000 | 14,346,000 |