Call reports 2001
CITIZENS STATE BANK OF CROPSEY — 2001
What CITIZENS STATE BANK OF CROPSEY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 15,408,000 | 15,049,000 | 15,072,000 | 16,718,000 |
| Total loans | 8,417,000 | 9,546,000 | 9,930,000 | 10,331,000 |
| Allowance for loan losses | 122,000 | 125,000 | 125,000 | 117,000 |
| Securities available for sale | 1,903,000 | 1,472,000 | 2,735,000 | 2,928,000 |
| Securities held to maturity | 802,000 | 777,000 | 453,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,239,000 | 13,879,000 | 13,843,000 | 14,946,000 |
| Interest-bearing deposits | 12,716,000 | 12,854,000 | 12,862,000 | 13,464,000 |
| Noninterest-bearing deposits | 1,523,000 | 1,025,000 | 981,000 | 1,482,000 |
| Equity capital | 1,083,000 | 1,068,000 | 1,112,000 | 1,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 260,000 | 520,000 | 787,000 | 1,052,000 |
| Interest expense | 157,000 | 307,000 | 455,000 | 595,000 |
| Net interest income | 103,000 | 213,000 | 332,000 | 457,000 |
| Noninterest income | 20,000 | 38,000 | 58,000 | 73,000 |
| Noninterest expense | 155,000 | 300,000 | 428,000 | 567,000 |
| Provision for loan losses | 0 | 0 | 0 | 13,000 |
| Pretax income | -32,000 | -49,000 | -38,000 | 1,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -32,000 | -49,000 | -38,000 | 1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,083,000 | 1,061,000 | 1,071,000 | 1,110,000 |
| Total capital | 1,189,000 | 1,179,000 | 1,196,000 | 1,227,000 |
| Risk-weighted assets | 8,484,000 | 9,447,000 | 10,189,000 | 11,225,000 |