Call reports 2012
GEORGIA TRUST BANK — 2012
What GEORGIA TRUST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 119,804,000 | 116,890,000 |
| Total loans | 71,315,000 | 69,510,000 |
| Allowance for loan losses | 2,287,000 | 1,971,000 |
| Securities available for sale | 16,684,000 | 10,013,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 117,365,000 | 114,748,000 |
| Interest-bearing deposits | 108,400,000 | 105,862,000 |
| Noninterest-bearing deposits | 8,965,000 | 8,886,000 |
| Equity capital | 2,199,000 | 1,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 941,000 | 1,819,000 |
| Interest expense | 386,000 | 733,000 |
| Net interest income | 555,000 | 1,086,000 |
| Noninterest income | -571,000 | -646,000 |
| Noninterest expense | 772,000 | 1,508,000 |
| Provision for loan losses | 93,000 | 276,000 |
| Pretax income | -829,000 | -1,249,000 |
| Income tax | 0 | 0 |
| Net income | -829,000 | -1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 2,193,000 | 1,774,000 |
| Total capital | 3,243,000 | 2,796,000 |
| Risk-weighted assets | 82,734,000 | 80,811,000 |