Call reports 2011
GEORGIA TRUST BANK — 2011
What GEORGIA TRUST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 139,621,000 | 133,461,000 | 130,706,000 | 122,283,000 |
| Total loans | 87,818,000 | 84,588,000 | 78,499,000 | 74,654,000 |
| Allowance for loan losses | 2,916,000 | 2,401,000 | 2,354,000 | 2,288,000 |
| Securities available for sale | 21,175,000 | 19,575,000 | 17,127,000 | 19,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,024,000 | 129,814,000 | 127,067,000 | 118,960,000 |
| Interest-bearing deposits | 127,588,000 | 121,566,000 | 116,863,000 | 111,151,000 |
| Noninterest-bearing deposits | 8,436,000 | 8,248,000 | 10,204,000 | 7,809,000 |
| Equity capital | 3,304,000 | 3,338,000 | 3,321,000 | 3,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,373,000 | 3,462,000 | 4,517,000 |
| Interest expense | 617,000 | 1,198,000 | 1,706,000 | 2,143,000 |
| Net interest income | 580,000 | 1,175,000 | 1,756,000 | 2,374,000 |
| Noninterest income | -234,000 | -235,000 | -330,000 | -392,000 |
| Noninterest expense | 945,000 | 1,825,000 | 2,628,000 | 3,421,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 46,000 |
| Pretax income | -587,000 | -826,000 | -1,010,000 | -1,212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -587,000 | -826,000 | -1,010,000 | -1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,648,000 | 3,409,000 | 3,224,000 | 3,022,000 |
| Total capital | 4,897,000 | 4,630,000 | 4,359,000 | 4,105,000 |
| Risk-weighted assets | 98,247,000 | 96,527,000 | 89,608,000 | 85,433,000 |