Call reports 2026
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2026
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 862,361,000 | 831,624,000 |
| Total loans | 166,760,000 | 141,011,000 |
| Allowance for loan losses | 583,000 | 589,000 |
| Securities available for sale | 501,476,000 | 505,212,000 |
| Securities held to maturity | 4,000,000 | 4,000,000 |
| Trading assets | 0 | 0 |
| Total deposits | 698,766,000 | 693,167,000 |
| Interest-bearing deposits | 175,055,000 | 178,040,000 |
| Noninterest-bearing deposits | 523,711,000 | 515,127,000 |
| Equity capital | 132,876,000 | 134,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,533,000 | 20,839,000 |
| Interest expense | 416,000 | 356,000 |
| Net interest income | 12,117,000 | 20,483,000 |
| Noninterest income | 2,080,000 | 4,160,000 |
| Noninterest expense | 8,021,000 | 15,348,000 |
| Provision for loan losses | 27,000 | 33,000 |
| Pretax income | 6,162,000 | 9,294,000 |
| Income tax | 1,378,000 | 1,965,000 |
| Net income | 4,784,000 | 7,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 136,763,000 | 139,549,000 |