Call reports 2025
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2025
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 706,180,000 | 696,172,000 | 739,653,000 | 983,746,000 |
| Total loans | 58,624,000 | 94,194,000 | 115,848,000 | 262,793,000 |
| Allowance for loan losses | 455,000 | 459,000 | 517,000 | 556,000 |
| Securities available for sale | 372,866,000 | 412,255,000 | 427,621,000 | 438,839,000 |
| Securities held to maturity | 2,000,000 | 4,000,000 | 4,000,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,934,000 | 598,262,000 | 608,408,000 | 846,202,000 |
| Interest-bearing deposits | 101,071,000 | 138,041,000 | 150,289,000 | 357,465,000 |
| Noninterest-bearing deposits | 488,863,000 | 460,221,000 | 458,119,000 | 488,737,000 |
| Equity capital | 90,679,000 | 93,523,000 | 127,747,000 | 130,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 11,741,000 | 17,072,000 | 22,665,000 | 29,255,000 |
| Interest expense | 482,000 | 773,000 | 1,043,000 | 1,337,000 |
| Net interest income | 11,259,000 | 16,299,000 | 21,622,000 | 27,918,000 |
| Noninterest income | 2,282,000 | 4,335,000 | 6,395,000 | 8,364,000 |
| Noninterest expense | 6,311,000 | 11,356,000 | 16,308,000 | 22,201,000 |
| Provision for loan losses | 62,000 | 78,000 | 124,000 | 163,000 |
| Pretax income | 7,168,000 | 9,177,000 | 12,084,000 | 14,757,000 |
| Income tax | 1,703,000 | 2,045,000 | 2,640,000 | 3,079,000 |
| Net income | 5,465,000 | 7,132,000 | 9,444,000 | 11,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,220,000 | 95,260,000 | 129,153,000 | 131,763,000 |