Call reports 2024
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2024
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 498,540,000 | 433,575,000 | 415,568,000 | 684,427,000 |
| Total loans | 48,154,000 | 34,181,000 | 47,134,000 | 56,125,000 |
| Allowance for loan losses | 4,157,000 | 277,000 | 353,000 | 394,000 |
| Securities available for sale | 265,298,000 | 261,912,000 | 243,762,000 | 246,260,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,065,000 | 348,266,000 | 324,358,000 | 594,668,000 |
| Interest-bearing deposits | 121,221,000 | 114,676,000 | 98,726,000 | 107,241,000 |
| Noninterest-bearing deposits | 275,844,000 | 233,590,000 | 225,632,000 | 487,427,000 |
| Equity capital | 81,347,000 | 79,499,000 | 83,649,000 | 83,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 19,510,000 | 26,193,000 | 31,810,000 | 37,189,000 |
| Interest expense | 2,895,000 | 3,255,000 | 3,623,000 | 3,969,000 |
| Net interest income | 16,615,000 | 22,938,000 | 28,187,000 | 33,220,000 |
| Noninterest income | 1,649,000 | 3,123,000 | 4,810,000 | 6,457,000 |
| Noninterest expense | 6,198,000 | 11,044,000 | 15,783,000 | 20,613,000 |
| Provision for loan losses | 3,938,000 | 3,995,000 | 4,071,000 | 4,113,000 |
| Pretax income | 7,190,000 | 10,084,000 | 12,205,000 | 14,013,000 |
| Income tax | 1,690,000 | 2,294,000 | 3,270,000 | 3,593,000 |
| Net income | 5,500,000 | 7,790,000 | 8,935,000 | 10,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,788,000 | 84,437,000 | 85,738,000 | 87,381,000 |