Call reports 2023
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2023
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 525,794,000 | 495,695,000 | 422,278,000 | 607,666,000 |
| Total loans | 21,801,000 | 23,295,000 | 24,639,000 | 34,434,000 |
| Allowance for loan losses | 216,000 | 209,000 | 219,000 | 219,000 |
| Securities available for sale | 209,551,000 | 245,849,000 | 264,068,000 | 236,344,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 447,361,000 | 418,056,000 | 333,488,000 | 529,088,000 |
| Interest-bearing deposits | 214,881,000 | 211,243,000 | 119,422,000 | 319,696,000 |
| Noninterest-bearing deposits | 232,480,000 | 206,813,000 | 214,066,000 | 209,392,000 |
| Equity capital | 72,189,000 | 70,835,000 | 71,080,000 | 74,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 16,472,000 | 22,151,000 | 27,422,000 | 32,684,000 |
| Interest expense | 2,220,000 | 3,290,000 | 4,115,000 | 4,868,000 |
| Net interest income | 14,252,000 | 18,861,000 | 23,307,000 | 27,816,000 |
| Noninterest income | 1,543,000 | 3,236,000 | 4,925,000 | 6,199,000 |
| Noninterest expense | 4,241,000 | 8,244,000 | 12,996,000 | 17,366,000 |
| Provision for loan losses | 2,637,000 | 2,628,000 | 2,637,000 | 2,637,000 |
| Pretax income | 8,161,000 | 10,460,000 | 11,834,000 | 13,234,000 |
| Income tax | 1,971,000 | 2,420,000 | 2,693,000 | 2,935,000 |
| Net income | 6,190,000 | 8,040,000 | 9,141,000 | 10,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,074,000 | 80,474,000 | 80,314,000 | 81,353,000 |