Call reports 2022
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2022
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 390,533,000 | 381,898,000 | 522,586,000 | 714,519,000 |
| Total loans | 33,714,000 | 24,446,000 | 26,160,000 | 25,955,000 |
| Allowance for loan losses | 2,062,000 | 221,000 | 221,000 | 223,000 |
| Securities available for sale | 71,549,000 | 176,894,000 | 240,570,000 | 269,480,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,978,000 | 312,409,000 | 453,371,000 | 645,050,000 |
| Interest-bearing deposits | 109,923,000 | 105,675,000 | 205,158,000 | 438,196,000 |
| Noninterest-bearing deposits | 203,055,000 | 206,734,000 | 248,213,000 | 206,854,000 |
| Equity capital | 71,240,000 | 67,511,000 | 66,753,000 | 64,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,178,000 | 11,954,000 | 15,193,000 | 20,308,000 |
| Interest expense | 84,000 | 146,000 | 492,000 | 1,799,000 |
| Net interest income | 10,094,000 | 11,808,000 | 14,701,000 | 18,509,000 |
| Noninterest income | 2,137,000 | 4,242,000 | 6,700,000 | 8,408,000 |
| Noninterest expense | 3,472,000 | 6,718,000 | 9,942,000 | 13,811,000 |
| Provision for loan losses | 3,765,000 | 3,783,000 | 3,783,000 | 3,783,000 |
| Pretax income | 4,994,000 | 5,549,000 | 7,676,000 | 9,323,000 |
| Income tax | 1,269,000 | 1,371,000 | 1,661,000 | 2,190,000 |
| Net income | 3,725,000 | 4,178,000 | 6,015,000 | 7,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,268,000 | 73,774,000 | 75,663,000 | 73,835,000 |