Call reports 2021
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2021
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 409,815,000 | 324,160,000 | 407,604,000 | 485,914,000 |
| Total loans | 74,396,000 | 40,475,000 | 32,592,000 | 25,443,000 |
| Allowance for loan losses | 1,906,000 | 215,000 | 216,000 | 218,000 |
| Securities available for sale | 68,927,000 | 77,364,000 | 76,329,000 | 74,437,000 |
| Securities held to maturity | 1,600,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,498,000 | 251,254,000 | 334,938,000 | 413,450,000 |
| Interest-bearing deposits | 129,296,000 | 104,291,000 | 94,416,000 | 206,343,000 |
| Noninterest-bearing deposits | 199,202,000 | 146,963,000 | 240,522,000 | 207,107,000 |
| Equity capital | 71,910,000 | 71,188,000 | 71,389,000 | 70,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,923,000 | 10,257,000 | 11,408,000 | 12,665,000 |
| Interest expense | 76,000 | 134,000 | 189,000 | 254,000 |
| Net interest income | 8,847,000 | 10,123,000 | 11,219,000 | 12,411,000 |
| Noninterest income | 1,959,000 | 3,943,000 | 5,859,000 | 7,949,000 |
| Noninterest expense | 3,077,000 | 5,950,000 | 8,861,000 | 12,211,000 |
| Provision for loan losses | 3,763,000 | 3,763,000 | 3,763,000 | 3,763,000 |
| Pretax income | 3,966,000 | 4,353,000 | 4,459,000 | 4,391,000 |
| Income tax | 1,005,000 | 922,000 | 924,000 | 809,000 |
| Net income | 2,961,000 | 3,431,000 | 3,535,000 | 3,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,942,000 | 69,222,000 | 69,385,000 | 69,490,000 |