Call reports 2019
FIRST CENTURY BANK, NATIONAL ASSOCIATION — 2019
What FIRST CENTURY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 154,459,000 | 144,433,000 | 157,124,000 | 467,504,000 |
| Total loans | 16,910,000 | 13,709,000 | 15,264,000 | 32,549,000 |
| Allowance for loan losses | 1,092,000 | 204,000 | 177,000 | 181,000 |
| Securities available for sale | 24,409,000 | 23,668,000 | 25,080,000 | 42,589,000 |
| Securities held to maturity | 800,000 | 800,000 | 800,000 | 1,600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,922,000 | 125,879,000 | 137,459,000 | 424,474,000 |
| Interest-bearing deposits | 51,995,000 | 50,760,000 | 50,032,000 | 269,774,000 |
| Noninterest-bearing deposits | 84,927,000 | 75,119,000 | 87,427,000 | 154,700,000 |
| Equity capital | 16,527,000 | 17,429,000 | 18,498,000 | 40,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,442,000 | 3,535,000 | 4,557,000 | 5,949,000 |
| Interest expense | 153,000 | 199,000 | 244,000 | 522,000 |
| Net interest income | 2,289,000 | 3,336,000 | 4,313,000 | 5,427,000 |
| Noninterest income | 785,000 | 1,648,000 | 3,629,000 | 5,225,000 |
| Noninterest expense | 1,209,000 | 2,578,000 | 4,023,000 | 5,941,000 |
| Provision for loan losses | 339,000 | -145,000 | -170,000 | -170,000 |
| Pretax income | 1,526,000 | 2,551,000 | 4,089,000 | 4,881,000 |
| Income tax | 389,000 | 643,000 | 1,050,000 | 1,327,000 |
| Net income | 1,137,000 | 1,908,000 | 3,039,000 | 3,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,857,000 | 16,852,000 | 18,167,000 | 38,702,000 |
| Total capital | 16,191,000 | 17,056,000 | 18,344,000 | 38,883,000 |
| Risk-weighted assets | 25,945,000 | 22,909,000 | 23,849,000 | 56,157,000 |